Paycheque deductions · 2026 · Ontario

Ontario Pay Stub Calculator 2026

Enter the gross pay on one cheque and how often you're paid to see the income tax, CPP, EI and net pay that should be on your Ontario pay stub. Built on the 2026 CRA rates for Ontario.

Province or territory you live in on December 31

How often you're paid

Gross pay this pay periodBefore any deductions, including overtime and vacation pay on this cheque.$

2026 · Ontario · per every 2 weeks

Gross income: $2,500.00
Federal income tax: −$242.58
Provincial income tax: −$131.48
CPP: −$140.74
EI premiums: −$40.75
Total deductions: −$555.55

Take-home pay

$1,944.45

$50,555.75 a year

Take-home 77.8%
Income tax 15%
CPP and EI 7.3%

Average tax rate

15%

Marginal tax rate

29.65%

Reading a Ontario pay stub

Income tax: federal and Ontario tax together. Your employer withholds it based on your TD1 forms.
CPP: 5.95% of pay above the $3,500 yearly exemption, up to $74,600, then CPP2 at 4% up to $85,000. Your employer pays the same again.
EI: 1.63% of pay up to $68,900 a year. Your employer pays 1.4 times your premium.
Net pay: what is deposited.

Deductions on a bi-weekly paycheque in Ontario (2026)

Gross every 2 weeks	Income tax	CPP	EI	Net pay
$1,000	$45.38	$51.49	$16.30	$886.83
$1,500	$139.19	$81.24	$24.45	$1,255.12
$2,000	$254.82	$110.99	$32.60	$1,601.59
$2,500	$374.06	$140.74	$40.75	$1,944.45
$3,000	$521.48	$167.94	$43.20	$2,267.38
$4,000	$818.60	$178.71	$43.20	$2,959.50

The same gross on every cheque for the whole year, with the basic personal amount and no other credits.

A $60,000 salary on each pay schedule in Ontario

Paid	Cheques a year	Gross per cheque	Deductions	Net per cheque
Month	12	$5,000.00	$1,055.02	$3,944.98
Twice a month	24	$2,500.00	$527.51	$1,972.49
Every 2 weeks	26	$2,307.69	$486.93	$1,820.76
Week	52	$1,153.85	$243.47	$910.38

What's different in Ontario

The Ontario Health Premium is withheld with Ontario tax once yearly taxable income passes $20,000, up to $900 a year, so it shows up in the provincial tax on each cheque.
Ontario's surtax adds 20% of Ontario tax over $5,818, which payroll spreads over the year.
The Ontario basic personal amount is $12,989 for 2026: about the first $500 of each bi-weekly cheque is free of provincial tax.

Want yearly numbers instead? Try the Ontario take-home pay calculator, or see the full breakdown in the Ontario income tax calculator.

More for Ontario

Pay stub calculators for other provinces

Sources

Rates for 2026, checked October 21, 2026 against the official publications below. Every figure on this page comes from them; if one changes, we update the calculator and this date.

Questions people ask

+How much tax comes off a $2,000 paycheque in Ontario?

On $2,000 every two weeks ($52,000 a year) in Ontario in 2026, about $254.82 of income tax, $110.99 of CPP and $32.60 of EI come off, leaving $1,601.59.

+What deductions come off a paycheque in Ontario?

Federal and Ontario income tax, CPP and EI (1.63% of pay). Your stub may also show pension plan contributions, union dues, group benefits and any extra tax you asked for.

+Why did my CPP and EI deductions stop late in the year?

Both have a yearly maximum. Once your earnings pass $68,900 you stop paying EI, and once they pass $74,600 regular CPP stops (CPP2 continues up to $85,000). They start again in January, so your first cheque of the year is smaller.

+How accurate is this pay stub calculator?

It annualizes your pay, works out the year’s tax and contributions, and divides by your number of pay periods. Payroll software uses the CRA formulas cheque by cheque, so a single stub can be a few dollars different, especially for the first and last cheques of the year or if your hours change.