# Ontario Pay Stub Calculator 2026

> Enter the gross pay on one cheque and see the 2026 deductions on a Ontario pay stub: federal and provincial income tax, CPP, EI and net pay, weekly, bi-weekly, semi-monthly or monthly.

Canonical: https://taxcalculatorcanada.ca/pay-stub-calculator/ontario
Last updated: 2026-10-21

Paycheque deductions · 2026 · Ontario

Enter the gross pay on one cheque and how often you're paid to see the income tax, CPP, EI and net pay that should be on your Ontario pay stub. Built on the 2026 CRA rates for Ontario.

The interactive pay stub calculator (gross pay per cheque and pay frequency) is on the HTML page: https://taxcalculatorcanada.ca/pay-stub-calculator/ontario. This markdown version carries the page's reference figures.

## Reading a Ontario pay stub

- **Income tax**: federal and Ontario tax together. Your employer withholds it based on your TD1 forms.
- **CPP**: 5.95% of pay above the $3,500 yearly exemption, up to $74,600, then CPP2 at 4% up to $85,000. Your employer pays the same again.
- **EI**: 1.63% of pay up to $68,900 a year. Your employer pays 1.4 times your premium.
- **Net pay**: what is deposited.

## Deductions on a bi-weekly paycheque in Ontario (2026)

| Gross every 2 weeks | Income tax | CPP | EI | Net pay |
| --- | --- | --- | --- | --- |
| $1,000 | $45.38 | $51.49 | $16.30 | $886.83 |
| $1,500 | $139.19 | $81.24 | $24.45 | $1,255.12 |
| $2,000 | $254.82 | $110.99 | $32.60 | $1,601.59 |
| $2,500 | $374.06 | $140.74 | $40.75 | $1,944.45 |
| $3,000 | $521.48 | $167.94 | $43.20 | $2,267.38 |
| $4,000 | $818.60 | $178.71 | $43.20 | $2,959.50 |

The same gross on every cheque for the whole year, with the basic personal amount and no other credits.

## A $60,000 salary on each pay schedule in Ontario

| Paid | Cheques a year | Gross per cheque | Deductions | Net per cheque |
| --- | --- | --- | --- | --- |
| Month | 12 | $5,000.00 | $1,055.02 | $3,944.98 |
| Twice a month | 24 | $2,500.00 | $527.51 | $1,972.49 |
| Every 2 weeks | 26 | $2,307.69 | $486.93 | $1,820.76 |
| Week | 52 | $1,153.85 | $243.47 | $910.38 |

## What's different in Ontario

- The **Ontario Health Premium** is withheld with Ontario tax once yearly taxable income passes $20,000, up to $900 a year, so it shows up in the provincial tax on each cheque.
- Ontario's **surtax** adds 20% of Ontario tax over $5,818, which payroll spreads over the year.
- The Ontario basic personal amount is $12,989 for 2026: about the first $500 of each bi-weekly cheque is free of provincial tax.

Want yearly numbers instead? Try the [Ontario take-home pay calculator](https://taxcalculatorcanada.ca/take-home-pay-calculator/ontario), or see the full breakdown in the [Ontario income tax calculator](https://taxcalculatorcanada.ca/income-tax-calculator/ontario).

## More for Ontario

- [Ontario income tax calculator](https://taxcalculatorcanada.ca/income-tax-calculator/ontario)
- [Ontario take-home pay calculator](https://taxcalculatorcanada.ca/take-home-pay-calculator/ontario)
- [Ontario tax brackets 2026](https://taxcalculatorcanada.ca/tax-brackets/ontario)
- [Ontario sales tax calculator](https://taxcalculatorcanada.ca/sales-tax-calculator/ontario)
- [Ontario minimum wage](https://taxcalculatorcanada.ca/minimum-wage/ontario)

## Pay stub calculators for other provinces

- [Quebec pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/quebec)
- [BC pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/british-columbia)
- [Alberta pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/alberta)
- [Manitoba pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/manitoba)
- [Saskatchewan pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/saskatchewan)
- [Nova Scotia pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/nova-scotia)
- [New Brunswick pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/new-brunswick)
- [Newfoundland and Labrador pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/newfoundland-and-labrador)
- [PEI pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/prince-edward-island)
- [Northwest Territories pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/northwest-territories)
- [Yukon pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/yukon)
- [Nunavut pay stub calculator](https://taxcalculatorcanada.ca/pay-stub-calculator/nunavut)

## Sources

Rates for 2026, checked October 21, 2026 against the official publications below. Every figure on this page comes from them; if one changes, we update the calculator and this date.

- [CRA, T4127 Payroll Deductions Formulas, January 2026](https://www.canada.ca/en/revenue-agency/services/forms-publications/payroll/t4127-payroll-deductions-formulas/t4127-jan/t4127-jan-payroll-deductions-formulas-computer-programs.html)
- [CRA, tax rates and income brackets for 2026](https://www.canada.ca/en/revenue-agency/services/tax/individuals/tax-rates-brackets/current-year.html)
- [CRA, 2025 Ontario tax package (ON428: LIFT credit, Health Premium)](https://www.canada.ca/content/dam/cra-arc/formspubs/pbg/5006-a/5006-a-25e.pdf)

## Questions people ask

### How much tax comes off a $2,000 paycheque in Ontario?

On $2,000 every two weeks ($52,000 a year) in Ontario in 2026, about $254.82 of income tax, $110.99 of CPP and $32.60 of EI come off, leaving $1,601.59.

### What deductions come off a paycheque in Ontario?

Federal and Ontario income tax, CPP and EI (1.63% of pay). Your stub may also show pension plan contributions, union dues, group benefits and any extra tax you asked for.

### Why did my CPP and EI deductions stop late in the year?

Both have a yearly maximum. Once your earnings pass $68,900 you stop paying EI, and once they pass $74,600 regular CPP stops (CPP2 continues up to $85,000). They start again in January, so your first cheque of the year is smaller.

### How accurate is this pay stub calculator?

It annualizes your pay, works out the year’s tax and contributions, and divides by your number of pay periods. Payroll software uses the CRA formulas cheque by cheque, so a single stub can be a few dollars different, especially for the first and last cheques of the year or if your hours change.

## Related

- [Take-home pay calculator](https://taxcalculatorcanada.ca/take-home-pay-calculator)
- [Income tax calculator](https://taxcalculatorcanada.ca/income-tax-calculator)
- [Minimum wage by province](https://taxcalculatorcanada.ca/minimum-wage)
- [Tax brackets 2026](https://taxcalculatorcanada.ca/tax-brackets)
- [Sales tax calculator](https://taxcalculatorcanada.ca/sales-tax-calculator)
- [Benefit payment dates](https://taxcalculatorcanada.ca/payment-dates)